Ah, mat leave… that special time where you finally have time on your hands to take daytime naps, go on afternoon strolls, and catch up on your favorite TV series.
Pregnancy is undoubtedly the most magical time a woman can experience. For many working women, however, it can also be the most stressful experience. Besides all those pregnancy hormones running amok, there are several things to plan, organize and worry over — both at home and in the office.
Between taking time changing diapers and getting to know your little one, time moves fast. Before you know it, it’s time to return to work and you’re dead broke.
To avoid this, you must ensure that the right things are well taken care of. Getting ready for mat leave means covering all your financial bases.
Though the list of things to do before going on mat leave can feel overwhelming, this article shares 3 things that can give you a little extra peace of mind.
1. Create A Realistic Budget
Moms-to-be are often blindsided by unforeseen expenses or a lack of planning for their time off from work.
A well-written budget will help determine how long you can comfortably stay at home after giving birth based on a new family budget, your own financial comfort, and what your company will allow.If your company offers maternity pay, work out how much money you’re likely to receive and budget this across the total number of months you expect to be on leave.
2. Understand Your Benefits
Unbeknownst to you, your company may be offering some awesome benefits for expecting women. These benefits include childcare subsidies, flex-time plans, and backup care programs. 
Maternity leave policies vary from country to country as well as among different companies. Ensure you have a copy of your employees’ benefit handbook so you know exactly what to expect and plan accordingly.See what it says about maternity, parental leave, and flexible working policy (if they have one).Go to HR and ask for a letter showing how much leave you’re entitled to and the date you should notify your employer that you’re either returning to work or extending your leave.Remember to mark those dates in your calendar and set a reminder on your phone.
3. Have Some Extra Cash Savings
This goes without saying. Even if you have paid leave, accrue a cash reserve before the baby comes. When it’s finally time to pack away the briefcase and replace it with a diaper bag, starting a baby fund is probably the greatest thing you can do for your finances. This money can be used for expenses like doctor visits and surprise baby necessities.
Conclusion
This is such an electrifying time, mama!
You’re about to embark on a wonderful journey. Do these three things, so you have some time left to focus on yourself – and relish the joy and pleasure of becoming a mom.
You won’t want anyone from work contacting you. So, organize your handover by providing a clear plan for how things will be handled in your absence. This way, there will be no need for anyone to call you while on leave.
